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Household Insurance

. Other tailor-made cover packages

We are able to provide you with highly competitive Buldings and Contents and Home let insurance via Policystream Ltd

Loan Cover Plan

  • Back to day one cover, payable monthly in arrears (on day 31)
  • ASU, AS only or U only
  • Accident & Sickness Benefit PAYABLE FOR UP TO 60 MONTHS
  • Unemployment benefit payable for up to 12 months
  • No limit to the number of claims that can be made
  • Cover and Premium levels GUARANTEED FOR UP TO 60 MONTHS
  • Cover up to 125% of monthly loan repayment costs.        
  • Our premiums are usually less than 50% of what Lenders charge.

Rent Cover Plan

  • Back to day one cover, payable monthly in arrears (on day 31)
  • ASU, AS only or U only
  • Accident, Sickness or Unemployment benefit payable for up to 12 months
  • No limit to the number of claims that can be made
  • Cover up to 125% of monthly Rent costs
  • Benefit can be paid directly to the Landlord or Letting Agent (Client chooses which at start of claim)
Self Cert Mortgage Protection
  • Back to day one cover, payable monthly in arrears (on day 31)
  • ASU, AS only or U only
  • Accident, Sickness or Unemployment benefit payable for up to 12 months
  • No limit to the number of claims that can be made
  • Cover up to 125% of mortgage interest, mortgage repayment, life assurance, home insurance, council tax, electricity, gas, water and heating oil costs
  • No income validation to support a claim, Client must simply show proof that lat 6 monthly mortgage payments were made in full and on time.
  • Great for Employed unable to prove income, Self Employed with low or no Net Profit in their accounts, and Controlling Directors drawing Dividends not Salaries
Shared Ownership Cover
  • Back to day one cover, payable monthly in arrears (on day 31)
  • ASU, AS only or U only
  • Accident, Sickness or Unemployment benefit payable for up to 12 months
  • No limit to the number of claims that can be made
  • Cover up to 125% of mortgage interest, mortgage repayment, rent, life assurance, home insurance, council tax, electricity, gas, water and heating oil costs

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DMS Security Plans is a trading style of DMS Agency Services Ltd which is authorised and regulated by the Financial Services Authority